PayAfterTaxCalc

United Kingdom · Tax year 2026/27

UK Salary Calculator

Enter your gross pay to see Income Tax and National Insurance broken out line by line, using the official 2026/27 HMRC and Scottish Government figures. Choose England, Wales, Northern Ireland or Scotland in the form.

Worked example: £50,000 salary in England

The Personal Allowance is £12,570, so taxable income is £37,430, all within the 20% basic-rate band: Income Tax is 20% of £37,430 = £7,486.00. Employee National Insurance is 8% of the earnings between £12,570 and £50,000 = £2,994.40. Total deductions are £10,480.40, leaving £39,519.60 a year, or about £3,293.30 a month.

This example is checked against a hand-calculated test in our code. It assumes a standard tax code, no pension, no student loan and no other income.

How we calculate this

This calculator applies 2026/27 UK Income Tax bands for the selected region: the three-band system used in England, Wales and Northern Ireland, or Scotland's own six-band system set by the Scottish Parliament. The Personal Allowance tapers away between £100,000 and £125,140. Class 1 employee National Insurance is applied UK-wide. It does not include Student Loan repayments, Marriage Allowance, or salary-sacrifice adjustments, and is intended as an estimate. For an exact figure, consult a licensed tax professional or HMRC.

Sources: HMRC Income Tax rates and HMRC National Insurance rates.

Last reviewed: October 7, 2026