Sweden · Income year 2026
Sweden Salary Calculator: Take-Home Pay After Tax
Enter your gross annual salary to see your take-home pay after Swedish income tax. Results are for an employee under 66 using the Skatteverket 2026 tax table average municipal rate, paid 12 equal monthly payments. Your own municipality can differ.
Worked example: 216,000 kr salary
A gross salary of 216,000 kr gives a basic allowance of 42,400 kr, so taxable income is 173,600 kr. Municipal tax at 32.84% is 57,010 kr. The general pension fee is 15,100 kr and is returned in full as a tax reduction. The earned income tax credit is 23,316 kr and the tax reduction for gainful income is 1,002 kr. The public service fee is 1,184 kr and the funeral and church fee is 2,013 kr. Total tax is 57,010 - 23,316 - 1,002 + 1,184 + 2,013 = 35,889 kr, so take-home pay is 216,000 - 35,889 = 180,111 kr a year, or about 15,009 kr a month over 12 payments.
This matches the worked answer in the Skatteverket annex 3 for column 1 at the 34% rate, and it is checked by a test in our code. It assumes an employee under 66 with no bonuses and no dependants.
How we calculate this
We use the Skatteverket tax table formulas for 2026 (SKV 433, edition 36), column 1, which covers people under 66. Gross pay is rounded down to the nearest 100 kr and the basic allowance is taken off to give taxable income. Municipal tax is 32.84% of taxable income, which is the table average combined rate of 34% less the 1.16 points charged separately as the funeral and church fee. State income tax is 20% of taxable income above 643,000 kr. The 7% general pension fee, on income up to 673,038 kr, is returned in full as a tax reduction. The earned income tax credit and the tax reduction for gainful income lower municipal tax, and the public service fee is 1% of taxable income, at most 1,184 kr.
The annual amount follows the formulas rather than the monthly table bands, so a payslip can differ by a few kronor. Your own municipality sets its own rate, so your real tax can be higher or lower. We do not model bonuses, dependants, age 66 and over, or church membership other than the average. Amounts you enter as retirement or pre-tax contributions only reduce take-home pay here.
Some items are provisional because we derived them from the official examples rather than a stated rule: the order in which credits are used against municipal tax, the 200 kr threshold for state tax, the 34% average instead of your real municipality, and church membership assumed at the average.
Sources: Skatteverket SKV 433 technical description, edition 36 and Skatteverket annex 3 worked examples.