Free take-home pay calculators for the USA, Canada & UK — built on a versioned, sourced tax engine, not a guess. Every result shows the official rules behind the number.
Official tax rates
Sourced from IRS, CRA & HMRC
Updated for 2026
Reviewed every tax year
100% free, no sign-up
No account, no paywall
Your data stays private
Nothing entered is stored
COVERAGE
Next up: Australia, Germany, Ireland, and more, as we expand our sourced tax engine to new countries.
CALCULATE
34
US states covered
13
Canadian provinces & territories
4
UK regions, incl. Scotland
2026
Current tax year, reviewed
HOW IT WORKS
Take-home pay is your gross salary minus the taxes and contributions withheld from it. In the United States that means federal income tax, state income tax where it applies, and FICA (Social Security and Medicare). In Canada it means federal and provincial income tax plus CPP/QPP and EI/QPIP. In the United Kingdom it means Income Tax and National Insurance, with Scotland using its own income tax bands.
Income tax is progressive: each rate applies only to the slice of income inside its bracket, so your effective rate is always lower than your marginal rate. Our calculators apply the 2026 rules published by the IRS, the CRA and HMRC, and show the line items behind every result.
New to brackets? Read our 2026 federal tax brackets guide for a worked example, or see the methodology page for our sources.
LEARN
PLAN AHEAD
See take-home pay side by side across states, provinces, or countries.
Model a raise, bonus, or extra retirement contribution before it happens.
Moving states, provinces, or countries? See the real difference in take-home pay.
Real 2026 rates, sourced directly from IRS, CRA & HMRC.
USA, Canada & UK today, more countries on the way.
See exactly how take-home pay differs across regions.
Understand raises, bonuses, and retirement contributions.
Coming soon: embed our calculators in your own product.
